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Money-Saving Homes: How Money-saving Home Feature Choices Can Save You Years Of Mortgage Payments And Thousands Of Dollars In Interest Costs

Money-Saving Homes: How Money-saving Home Feature Choices Can Save You Years Of Mortgage Payments And Thousands Of Dollars In Interest Costs

 

 

 

Money-Saving Homes: How money-saving home feature choices can save you years of mortgage payments and thousands of dollars in interest costs

by Marius J Smook

->>>DOWNLOAD BOOK Money-Saving Homes: How money-saving home feature choices can save you years of mortgage payments and thousands of dollars in interest costs

 

Who wants to spend thirty years paying off a home loan when that time can be reduced by many years, thereby saving thousands of dollars in the process? LEED AP (Homes), Real Estate EcoBroker and Money-Saving Home Consultant, Marius Smook, shows how you can do this by making money-saving choices for optional features and appliances when buying a new home. Smook describes each money-saving home feature choice that a new home buyer is presented with, the potential savings that each choice can realize, and how those savings can be used to reduce a mortgage loan term when added to the monthly loan repayments. For those who make the right choices and can manage the savings appropriately, the result can be saving many thousands of mortgage interest dollars while also enjoying the benefits of living in a more comfortable home that has greater value and can resell for more - and all of this while benefiting the environment at the same time. Free of technical jargon and complicated financial concepts, this book is an easy read for the non-technical and non-financially savvy, as well as a new perspective for experts in either field. For any home buyer or current homeowner who does not relish the idea of being shackled to a financial institution for thirty years, this book is a unique resource to support their efforts to save money and achieve financial freedom.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Money-Saving Homes: How money-saving home feature choices can save you years of mortgage payments and thousands of dollars in interest costs Marius J Smook

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Each..of..these..things..will..help..you..to..pay..off..your..home..loan..faster..in..the..long..runSo....if....you've....an....emergency....(leaking....roof....or....redundancy,....not....new....shoes)....and....you'd....overpaid....with....all....spare....cash,....you....could....be....forced....to....borrow....again....insteadYou'll..be..paying..$500..per..fortnight.Now,..if..you..were..to..stick..to..your..monthly..payments..of..$1,000..you..would..end..up..paying..$12,000..by..the..end..of..that..year..(12..months..x..$1,000..=..$12,000)We're...a...journalistic...website...and...aim...to...provide...the...best...MoneySaving...guides,...tips,...tools...and...techniques,...but...can't...guarantee...to...be...perfect,...so...do...note...you...use...the...information...at...your...own...risk...and...we...can't...accept...liability...if...things...go...wrongThere....is....absolutely....no....reason....to....pay....a....fee....for....a....task....that....a....person....can....perform....on....their....own....using....the....do-it-yourself....method....that....was....explained....earlierMake....Please....select....a....makeNSW,QLD....and....ACT....residents....onlyBut....at....least....know....what's....on....offer,....and....compare....against....that....to....calculate....the....right....optionMake..your..loan..repayments..fortnightly..instead..of..monthly..If..you..currently..make..monthly..repayments..on..your..loan,..you..could..pay..half..that..amount..each..fortnight..instead,..meaning..you..make..two..extra..repayments..per..year....this..reduces..the..amount..you..owe..and..youll..pay..less..interest..on..your..mortgage..tooWhat...types...of...mortgages...are...there?...Fixed...Loan...WHAT...IS...A...FIXED...MORTGAGE?...In...a...fixed...mortgage,...your...monthly...principal...and...interest...payments...remain...the...same...for...the...life...of...the...loan,...usually...15...or...30...yearsFamily..pledge..loans..require..no..LMI..and..no..depositRV...Calculator

 

Connect...with...Clark...SIGN-UP...FOR...NEWSLETTERS...Email...Address...Newsletters*...Clark...Said...Newsletter...Clark...Deals...Subscribe...Related...Articles...Your...calculator...app...has...a...secret...feature...that...will...change...your...life...Part...of...the...reason...you...have...a...smartphone...isto...make...life...easier,...right?...From...keeping...up...with...yourdaily...schedule...to…...Read...More...Convicted...burglar...reveals...9...secrets...to...keep...your...home...safe...Expensive...security...cameras...and...alarm...systems...may...not...be...enough...to...keep...burglars...away!...Speaking...from...behind...bars,...convicted...burglar…...Read...More...3...restaurant...menu...items...you...should...never...order...Before...you...start...salivating...over...fancy...restaurant...meals,...make...sure...that...you...don't...fall...for...these...common...menu...lies!...In…...Read...More...CDC...warning:...Alarming...rise...in...outbreaks...of...parasitic...infection...linked...to...swimming...pools...Before...you...take...another...dip...in...the...pool,...the...Centers...for...Disease...Control...and...Prevention...has...a...warning...about...something…...Read...More...29...easy...ways...to...make...extra...cash...each...month...Whether...you're...trying...to...pay...off...debt,...save...more...toward...retirement...or...just...boost...your...monthly...income,...there...are...a…...Read...More...View...more...Articles...in...Homes...&...Real...Estate...Clarks...Best...of...Homes...&...Real...Estate...Best...and...worst...home...insurance...companies...A...2017...ranking...of...home...insurance...companies...shows...that...just...focusing...on...what...you...pay...in...premiums...isn't...necessarily...the…...Read...More...These...11...dog...breeds...are...most...often...blacklisted...by...insurance...companies...If...you...have...a...dog,...you...know...that...searching...for...new...housing...can...be...a...pain,...even...if...your...dog…...Read...More...Tips...for...first-time...homebuyers...Here...are...some...key...pointers...to...keep...in...mind...as...you...undertake...the...process...of...qualifying...for...a...loan...and…...Read...More...Mortgage...refinance...guide...Are...you...wondering...how...to...refinance,...when...to...refinance,...and...what...all...of...the...terms...really...mean?...We've...put...together…...Read...More...How...to...shop...for...home...security...systems...With...the...recent...uptick...we're...seeing...in...crime,...now...is...a...great...time...to...be...aware...of...some...new...options…...Read...More...Benjamin...Smith...Thank...you↑Refinance..your..student..loansWe..can..also..provide..you..with..general..advice..and..factual..information..on..about..a..range..of..other..products,..services..and..providersOn...the...other...hand,...the...stock...market...is...risky,...you...might...not...get...that...return,...whereas...you...know...you'll...owe...4%...of...principal...(compounding)...for...the...life...of...your...loanSo....I....want....to....explain....with....an....example....scenarioHowever,....if....you've....locked....in....to....a....contract....with....higher....monthly....payments,....it....means....if....you....suddenly....have....a....shock....to....your....income,....or....if....you're....on....a....variable....rate....and....interest....rates....rise,....you....might....quickly....start....to....struggleYou....can't....get....your....hands....on....it....if....you're....suddenly....short....of....cash...Debbie...From...2005,...threw...an...extra...600...per...month...at...mortgage,...paid...off...4yrs...earlyPenFed...takes...no...responsibility...for...the...content...on...the...page90%..Go..to..site..More..info..AMP..Essential..Home..Loan..-..$100,000..and..above..(Owner..Occupier)..Take..advantage..of..a..redraw..facility,..competitive..variable..rate..and..no..application..or..settlement..fees..for..a..limited..timeIf...you...planned...on...making...an...extra...payment...everyday...to...the...principal...then...yes...that...would...be...better...than...30...days...of...interest...on...the...full...amount...and...making...the...extra...payment...at...the...end...of...the...30...daysThe...homeowner...can...arrange...to...have...payments...taken...directly...from...the...homeowners...bank...account...automaticallyThis....means....you....can....reduce....the....amount....of....interest....you....pay....overall....by....increasing....how....often....you....make....a....payment....on....your....mortgageIt....is....a....great....idea....to....take....a....little....time....to....play....with....the....numbers....by....using....online....calculators....to....check....how....much....will....be....saved....by....making....bi-weekly....paymentsEven...50...or...100...a...month...can...dramatically...reduce...the...interest...you...pay,...shorten...your...mortgage...term,...and...will...usually...beat...savings 07f867cfac

Marius J Smook

 

8874..DAWIE..DE..WET..144.32..137.26..AR..45..1937....MARTIN....SLY....175.00....133.14....AR....52....

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